Articles

Long-Term Care: Know Your Options?

By Jeffrey Wasserman

Given current tax laws, fewer families are concerned about paying a large estate tax upon death. Because of this, the planning focus has shifted from estate tax planning to estate preservation.
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Management, Review and Advisement is the Key to Any Financial Investment, Including Life Insurance

By Jeffrey Wasserman

While it is true that interest rates and some market related aspects of Universal Life policies have changed since the 1980s, it is important to acknowledge that any financial instrument, including Universal Life policies, need to be managed and reviewed on a regular basis.
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Restricted Property Trust (RPT)

Stable, conservative vehicle for tax mitigation and asset appreciation
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What’s Your Policy Worth to You?

By Robert S. Harting

Most people don’t give their life insurance much thought once it’s in place. That’s a mistake. Children may have reached adulthood, businesses may have sold and estate plans may have changed. If policies are left alone and not reviewed, it’s possible that people are paying high premiums for coverage they no longer need.
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Jeffrey Wasserman featured in Crain’s Cleveland Magazine

Will You Outlive Your Life Insurance Policy? The effects of low interest rates and increased life expectancies.
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How Life Insurance Can Significantly Enhance Your Charitable Gifts … And Even Reduce Your Taxes.

By Jeffrey M. Wasserman

Have you ever wished to make a “sizable” donation to your college alma mater, a favorite charity, or other non-profit organization, but feel you might lack the financial resources?
In this article, Jeffrey Wasserman suggests a few interesting strategies that might offer you the chance to make that donation, combined with possible tax benefits, too.
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How A Little-Known IRS Rule Can Give You a “Jump-Start” Toward Guaranteed Lifetime Income

By David M. Orloff

Many people believe they need to retire or separate from their current employer to take control of assets in their 401 (k), 403(b), 457 plan, or company pension offering. This is NOT necessarily true, however.
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Are Children’s College Expenses In Your Future? Consider This “Shining Star” As A Funding Strategy

By David M. Orloff

Originally designed to provide death benefits, whole life policies are now in the spotlight as a viable and reliable component of a well-designed college funding strategy because they can make funds available for college whether you live, die, or become disabled.
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